Consumer Complaint Format under Section 35 Consumer Protection Act 2019
Sections 2(7), 2(10), 2(11), 2(47), 34, 35, 38, 39, 47 and 69, Consumer Protection Act, 2019; Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021
Sample format, not legal advice. This is a sample format for general information. It is not legal advice and does not create a lawyer–client relationship. Facts, court practice, court fees and stamp duty differ by state and by case. Check the current law and your local court rules, or speak to an advocate, before you file, send or sign it.
A consumer complaint is filed by a person who bought goods or hired services for consideration and suffered because of a defect, a deficiency in service, an unfair trade practice, overcharging or a hazardous product. It is filed before a Consumer Disputes Redressal Commission under the Consumer Protection Act, 2019 (CPA 2019), which replaced the 1986 Act. Consumer Commissions follow a summary procedure, and a consumer can file and argue the case without a lawyer.
The complaint goes to the District Commission under Section 35 if the price paid for the goods or services is up to Rs. 50 lakh, the State Commission under Section 47 if it is above Rs. 50 lakh and up to Rs. 2 crore, and the National Commission under Section 58 above that. The value is the consideration paid, not the compensation claimed. Complaints can be filed online on the e-Jagriti portal or in person.
- Filed before
- District Commission (up to Rs. 50 lakh paid), State Commission (Rs. 50 lakh–2 crore), National Commission (above Rs. 2 crore)
- Filed by
- The consumer, a recognised consumer association, the Central or State Government, or the legal heir of a deceased consumer
- Where
- Where you live or work for gain, where the opposite party does business or has a branch, or where the cause of action arose (S.34(2))
- Time limit
- Two years from the cause of action; delay can be condoned for sufficient cause (S.69)
- Fee
- Nil up to Rs. 5 lakh paid; Rs. 200 up to Rs. 10 lakh; Rs. 400 up to Rs. 20 lakh; Rs. 1,000 up to Rs. 50 lakh; Rs. 2,000 up to Rs. 1 crore; Rs. 2,500 up to Rs. 2 crore
- Online filing
- e-Jagriti portal (e-jagriti.gov.in)
When to use this format
- A product you bought is defective and the seller or manufacturer refuses to repair, replace or refund.
- A service provider — builder, bank, insurer, airline, telecom company, hospital, courier or online platform — has failed to provide the service promised.
- You were misled by an advertisement or charged more than the displayed or agreed price.
- An insurer has wrongly rejected or delayed a claim.
- Send a legal notice before the consumer complaint first if you want to give the opposite party a final chance to settle.
Consumer complaint before the District / State Commission
Replace everything in [square brackets] with your own details. Delete lines that do not apply.
BEFORE THE [DISTRICT / STATE] CONSUMER DISPUTES REDRESSAL COMMISSION, [DISTRICT / STATE], AT [PLACE] Consumer Complaint No. ______ of [YEAR] IN THE MATTER OF: [FULL NAME OF COMPLAINANT] S/o / D/o / W/o [NAME] Aged about [AGE] years Occupation: [OCCUPATION] R/o [FULL ADDRESS WITH PIN] Mobile: [MOBILE NUMBER] | Email: [EMAIL] ... Complainant Versus 1. [NAME OF SELLER / SERVICE PROVIDER / COMPANY] Through its [MANAGING DIRECTOR / AUTHORISED SIGNATORY] [REGISTERED OFFICE ADDRESS WITH PIN] [Email: [EMAIL]] 2. [NAME OF MANUFACTURER / DEALER / BRANCH OFFICE, IF ANY] [ADDRESS WITH PIN] ... Opposite Parties COMPLAINT UNDER SECTION [35 / 47(1)(a)(i)] OF THE CONSUMER PROTECTION ACT, 2019 MOST RESPECTFULLY SHOWETH: 1. That the Complainant is a consumer within the meaning of Section 2(7) of the Consumer Protection Act, 2019, having [BOUGHT THE GOODS / HIRED OR AVAILED THE SERVICES] described below for consideration and for personal use, and not for any commercial purpose [OR: for earning a livelihood by self-employment]. 2. That Opposite Party No. 1 is [DESCRIBE, e.g. a company engaged in selling electronic goods / a builder / an insurer / an airline / a hospital]. Opposite Party No. 2 is [DESCRIBE]. 3. That on [DATE], the Complainant [PURCHASED [PRODUCT, MODEL, SERIAL NUMBER] / BOOKED [SERVICE]] from Opposite Party No. [1 / 2] vide [INVOICE / ORDER / POLICY / BOOKING] No. [NUMBER], and paid Rs. [AMOUNT] by [MODE OF PAYMENT, TRANSACTION REFERENCE]. A copy of the [INVOICE / RECEIPT] is annexed as Annexure C-1. 4. That the Opposite Parties had [PROMISED / REPRESENTED / WARRANTED] that [WHAT WAS PROMISED, e.g. delivery by a date / warranty of two years / cashless claim settlement / possession by a date]. 5. That [DESCRIBE WHAT WENT WRONG, IN DATE ORDER: e.g. on [DATE] the product stopped working; it was taken to the service centre on [DATE] vide job sheet No. [NUMBER]; the defect recurred on [DATE]; the Opposite Parties refused replacement on [DATE]]. 6. That the Complainant contacted the Opposite Parties repeatedly on [DATES] by [PHONE / EMAIL / CUSTOMER CARE TICKET NOS. [NUMBERS]], and served a legal notice dated [DATE] (Annexure C-[NUMBER]). The Opposite Parties [DID NOT REPLY / REPLIED ON [DATE] REFUSING THE CLAIM ON THE GROUND THAT [GROUND]]. 7. That the above acts amount to [A DEFECT IN THE GOODS UNDER SECTION 2(10) / DEFICIENCY IN SERVICE UNDER SECTION 2(11) / AN UNFAIR TRADE PRACTICE UNDER SECTION 2(47) / A RESTRICTIVE TRADE PRACTICE] of the Act, because [ONE OR TWO LINES EXPLAINING WHY]. 8. That because of the acts of the Opposite Parties, the Complainant has suffered [FINANCIAL LOSS OF RS. [AMOUNT] / INCONVENIENCE / MENTAL AGONY AND HARASSMENT / LOSS OF TIME], as detailed below: [BREAK-UP OF LOSS]. 9. Cause of action: The cause of action arose on [DATE OF PURCHASE OR SERVICE], on [DATE OF DEFECT OR DEFICIENCY], and on [DATE OF REFUSAL OR LAST COMMUNICATION], and is continuing. 10. Limitation: This complaint is filed within two years from the date on which the cause of action arose, as required by Section 69(1) of the Act. [OR: There is a delay of [NUMBER] days, and a separate application for condonation of delay under Section 69(2) is filed.] 11. Territorial jurisdiction: This Commission has territorial jurisdiction under Section [34(2) / 47(4)] of the Act because [THE COMPLAINANT RESIDES / PERSONALLY WORKS FOR GAIN / THE OPPOSITE PARTY CARRIES ON BUSINESS OR HAS A BRANCH OFFICE / THE CAUSE OF ACTION AROSE] at [PLACE], within its limits. 12. Pecuniary jurisdiction: The value of the goods or services paid as consideration is Rs. [AMOUNT], which is within the pecuniary jurisdiction of this Commission. 13. That the Complainant has not filed any other complaint, suit or proceeding on the same facts before any other court, commission or forum. 14. That the prescribed fee of Rs. [AMOUNT / NIL] has been paid vide [MODE AND REFERENCE]. PRAYER It is therefore most respectfully prayed that this Hon'ble Commission may be pleased to direct the Opposite Parties, jointly and severally, to: (a) [REPLACE THE DEFECTIVE PRODUCT WITH A NEW ONE OF THE SAME DESCRIPTION / REMOVE THE DEFECT / REFUND Rs. [AMOUNT] PAID BY THE COMPLAINANT], with interest at [RATE] per cent per annum from [DATE] till payment; (b) pay Rs. [AMOUNT] as compensation for the loss, mental agony and harassment caused to the Complainant; (c) [DISCONTINUE THE UNFAIR TRADE PRACTICE / ISSUE CORRECTIVE ADVERTISEMENT / OTHER SPECIFIC DIRECTION]; (d) pay Rs. [AMOUNT] as costs of this complaint; and (e) pass any other order that this Hon'ble Commission considers just and proper. [SIGNATURE] Complainant [NAME] [Through Counsel: [ADVOCATE'S NAME], Enrolment No. [NUMBER] — optional] Place: [PLACE] Date: [DATE] VERIFICATION I, [NAME OF COMPLAINANT], the Complainant above named, verify at [PLACE] on [DATE] that the contents of paragraphs 1 to 14 of this complaint are true and correct to my knowledge, that no part of it is false, and that nothing material has been concealed. [SIGNATURE] Complainant LIST OF DOCUMENTS Annexure C-1: Invoice / receipt dated [DATE] Annexure C-2: Warranty card / brochure / policy / agreement Annexure C-3: Job sheets, emails and complaint tickets Annexure C-4: Legal notice dated [DATE], postal receipt and reply, if any Annexure C-5: [PHOTOGRAPHS / EXPERT REPORT / OTHER EVIDENCE]
How to fill it in
- Pick the right CommissionLook at the price actually paid for the goods or services, not the compensation you want. Up to Rs. 50 lakh goes to the District Commission, above Rs. 50 lakh up to Rs. 2 crore to the State Commission, and above Rs. 2 crore to the National Commission.
- Use your own district if you likeSection 34(2) lets you file where you reside or personally work for gain, so you need not travel to the seller's city. You can also file where the opposite party carries on business or has a branch, or where the cause of action arose.
- Show that you are a consumerParagraph 1 must show that you paid for the goods or services and did not buy them for resale or a commercial purpose. Goods bought for earning a livelihood by self-employment are covered.
- Tell the story in date orderGive the purchase, the promise, the defect or deficiency, every complaint you made and the final refusal, each with dates and reference numbers. Attach a document for each step as an annexure.
- Claim realistic, itemised reliefAsk for refund or replacement, interest, compensation and costs separately. Commissions rarely award inflated amounts, and an unsupported figure weakens your case.
- File online or in personOn e-Jagriti, register, fill in the details, upload the complaint, documents and affidavit, and pay the fee online. For offline filing, submit the complaint with copies for each opposite party; the number of copies varies by Commission.
- Follow up after admissionThe Commission decides admissibility, ordinarily within 21 days. Once admitted, notice goes to the opposite party, which gets 30 days (extendable by up to 15 days) to reply. You then file your evidence by affidavit.
Documents to attach
- Invoice, receipt, booking confirmation or policy document
- Warranty card, brochure, advertisement or agreement showing what was promised
- Job cards, service reports, photographs or expert report showing the defect or deficiency
- Emails, chat transcripts and complaint ticket numbers
- Copy of the legal notice, postal or courier receipt and any reply
- Proof of loss claimed (bills, medical expenses, travel costs)
- Affidavit supporting the complaint, and identity proof of the complainant
- Application for condonation of delay, if filing after two years
After filing
At the first stage the Commission may refer the case to its mediation cell under Section 37 if both sides agree. If mediation fails or is not tried, the case proceeds on affidavits and documents. The Act asks Commissions to decide complaints within three months of notice to the opposite party, or five months if goods need laboratory testing, though in practice it often takes longer. An appeal against a District Commission order lies to the State Commission within 45 days under Section 41; an opposite party must first deposit 50 per cent of the amount ordered.
Common mistakes
- Choosing the Commission by the compensation claimed instead of the consideration paid.
- Filing for a purchase made for resale or business use, which falls outside the definition of consumer.
- Missing the two-year limitation without filing a condonation application.
- Not impleading the right party — for example, suing only the dealer when the defect is a manufacturing one.
- Claiming a large lump sum for 'mental agony' with no supporting facts.
- Not filing original evidence or affidavits on time after the opposite party replies.
Frequently asked questions
Do I need a lawyer to file a consumer complaint?
What is the fee for a consumer complaint?
Is a legal notice compulsory before filing a consumer complaint?
Can I file a complaint against an online seller or e-commerce platform?
What is the time limit for filing?
Can a builder or insurance dispute go to the Consumer Commission?
Reminder: This is a sample format for general information. It is not legal advice and does not create a lawyer–client relationship. Facts, court practice, court fees and stamp duty differ by state and by case. Check the current law and your local court rules, or speak to an advocate, before you file, send or sign it. Spotted an error? Tell us.